All About PandaMoney

PandaMoney is a modern financial technology platform focused on fast currency conversion, low-cost international transfers, and seamless global account services for individuals and businesses worldwide.

We'll explore PandaMoney's core features - from money transfers and multi-currency accounts to smart tools designed for effortless global payments — in more detail shortly. But first, here's a quick look at what PandaMoney brings to the table.

  • Personal and business accounts available for customers in the US and in most countries worldwide
  • Multi-currency accounts that let you hold and exchange 50+ currencies
  • Debit and expense cards usable in over 175 countries
  • Currency conversion at the mid-market rate whenever you transfer, spend, or convert your balance
  • International money transfers to 80+ countries in 50+ different currencies
  • All services are fully digital, accessible through PandaMoney's app and web platform
Background

PandaMoney vs Remitly: What's the Difference?

How it works
Pandamoney
Send payments to India with PandaMoney from most countries worldwide, directly to bank accounts.
Remitly
Send payments to India with Remitly from 30 countries, to bank accounts, UPI, or for cash pickup
Best for
Pandamoney
Personal or business transfers using PandaMoney's low-fee, mid-market rate conversions
Remitly
Sending money home to loved ones in India while living or working abroad with Remitly
Exclusions
Pandamoney
Payments through PandaMoney cannot be used for investments or charitable donations
Remitly
Payments through Remitly are typically not allowed for business or commercial purposes
Limits
Pandamoney
For individuals, transfers can go up to 100 million INR depending on the payment method; for businesses, up to 1.5 million INR per working day
Remitly
00360305
Service Fees
Pandamoney
Low, fully transparent fees that vary based on the sender's country
Remitly
Fees differ by service type, with faster transfers costing more and slower options costing less
Exchange Rate
Pandamoney
Uses the real mid-market rate
Remitly
Exchange rates may include a markup

Comparing and Reviewing Over 200 Money Transfer Providers

Provider Logo

Trust & Credebility

10

Service & Quality

9

Fees & Exchange Rates

10

Customer Satisfaction

8.7
Provider Logo

Trust & Credebility

9.8

Service & Quality

8.7

Fees & Exchange Rates

9

Customer Satisfaction

8.2
Provider Logo

Trust & Credebility

9

Service & Quality

8.2

Fees & Exchange Rates

9.5

Customer Satisfaction

8

Why Trust PandaMoney?

You're probably all too familiar with the high costs and hidden fees that come with sending money abroad. After experiencing these frustrations firsthand, the founders of PandaMoney set out to create a smarter, real-time comparison platform that helps people find the best and most affordable money transfer options worldwide.

Today, PandaMoney's trusted comparisons, reviews, and guides help millions make informed choices every year — backed by extensive pricing data and expert analysis — so you can move your money with clarity and confidence.

Read more
25+ M Users worldwide trust PandaMoney25+ M Users worldwide trust PandaMoney
researching and testing servicesPandaMoney's experts spend hours researching and testing services.
Affiliate commissionsPandaMoney's independence is never affected by the affiliate commissions we earn.
data-driven recommendationsPandaMoney is committed to clear, data-driven recommendations

Got Questions? We're Here to Help

Coin

bg

Send Money to India from 50 + Countries Across World

Be the First to Experience Smarter Finance

Your First Transfer Just Got Better.

Illustration of Panda promoting experience finance