Rise above
Where business finance meets peak performance
Global businesses use PandaMoney to access USD/EUR accounts, earn 5.00% APY, send cross-border payments and manage their treasury.
Available in 150+ countriesPandaMoney isn’t a bank.It’s what you wanted your bank to be.
Sign up in minutes
Get started with a business email and KYB verification.
Manage your team
Invite members, set roles, and define approval thresholds so funds move only when approved.
Receive payments
Receive ACH, wire and SEPA transfers with a dedicated U.S. routing number and IBAN. No platform or conversion fees.
Earn rewards
Earn 5.00% APY with Altitude Rewards. Accrued rewards can be withdrawn in USDC to your Altitude Treasury account each month.
Make payments
Send transfers via ACH, wire, SEPA or stablecoins with no platform fees.
Scale with confidence
PandaMoney is built for high-value treasuries, running on infrastructure trusted by 450+ teams to secure over $15 billion in value.
Spend globally
Corporate cards to spend anywhere Visa is accepted.
Simplify your finances
A CFO tool suite for invoicing, bill pay and accounting.
Send and receive payments with global accounts
Get access to dedicated U.S. routing numbers and SEPA IBANs to receive bank transfers through local rails, no bank account required.
Send and receive bank transfers using ACH, wire and SEPA.
Send and receive stablecoin transfers for global, instant payments.
Run batch payments to streamline high-volume payouts.
Convert between USD and EUR with market-leading FX rates.
Earn 5.00% APY with
PandaMoney Rewards
Premium 5.00% APY available through
December 31, 2025.
Get started with a business email and KYB verification.
Infrastructure provided by Bridge, a Stripe company.
Backed 1:1 by short-term U.S. Treasuries, managed by BlackRock.
Transfers are processed on a T+1 basis (next business day).
Scale fast, stay in control
Create spending policies that keep workflows fast and secure.
Give team members the right access based on role and responsibility.
Set custom multi-party approval thresholds for secure money movement.
Track every dollar and action
See every transaction and approval in one place, so you can monitor activity and optimize your financial operations with confidence.
Cards built for global business
Corporate cards with real-time visibility, spend controls and global acceptance.
Get started with PandaMoney today
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